Ricky Vazquez

NMLS #229315

708-557-8401

Ricky@eliteratellc.com

Ricky Vazquez Home Loan Expert
Combat Rising Inflation on Your Debt with a Refinance Loan

Combat Rising Inflation on Your Debt with a Refinance Loan

Over the last year, inflation has been rising at a historic rate, with prices jumping on everything from gas to groceries to building supplies. Credit card rates have also climbed since the beginning of the pandemic as has total credit card debt, as many

Jun 14, 2022 | Refinancing a Home

Programs and Grants to Help First-Time Home Buyers

Programs and Grants to Help First-Time Home Buyers

In today’s hot housing market of rising home prices and limited inventory, it may seem impossible to break in as a first-time buyer. It can be overwhelming trying to save up a giant down payment and other mortgage costs on your own as interest rates and p

Jun 07, 2022 | Purchasing a Home

7 Essential Home Buying Questions

7 Essential Home Buying Questions

If you’re looking to buy a house this year, it's important to know the status of the housing market as well as the common decisions you need to make. Here’s what you need to ask yourself before buying a house in 2022. 1. Is it a Good Time to Buy? The U.S.

May 31, 2022 | Purchasing a Home

How to Avoid 3 Common Mortgage Scams

How to Avoid 3 Common Mortgage Scams

There are scams out there for everything, and obtaining a mortgage is no exception. While home buying and ownership is typically a source of pride and happiness, unscrupulous individuals are always coming up with schemes to con you out of your hard-earned

May 24, 2022 | Credit

What is a Drive-By Appraisal?

What is a Drive-By Appraisal?

When buying your home, one of the important steps in the mortgage financing process is having an appraisal done. Having an appraiser determine the value of the property is essential to determining how much your lender is willing to lend you for the purcha

May 17, 2022 | Refinancing a Home

Home Equity Vs. Cash-Out Refinance Loans

Home Equity Vs. Cash-Out Refinance Loans

If you need a chunk of change for a home improvement project, paying for your student’s college tuition, consolidating your own debt, or even paying for medical bills, you may be able to pull that money out of your house. This can be done either through a

May 10, 2022 | Refinancing a Home