What Our Customers Say About Us

Ricky was great! His knowledge in real estate is impressive and invaluable. He was always available and went the extra mile to make sure our questions were answered and we were comfortable with the process of buying a house. Thanks to him, we have the house of our dreams and we would definitely recommend in a heartbeat.

We are incredibly grateful to Ricky for his exceptional help in finding the best rate for our situation. From start to finish, Ricky went above and beyond in guiding us through the process. His communication was prompt, clear, and always thoughtful, making us feel confident every step of the way. He was not only knowledgeable but also patient, ensuring that we fully understood our options and making what could have been a stressful experience feel manageable. We couldn’t be more pleased with the service we received. Highly recommend Ricky for anyone seeking a lender who truly cares!

Pleasure to work with Ricky. The entire process felt very simple with his guidance. He easily available by phone or text. If you are in the market, reach out to Ricky for the loan! Thank you again!

Ricky at Elite Rate helped me and my wife purchase our first home. Ricky was extremely knowledgeable and professional, and was always available guiding us through the entire process and patiently answering all the questions we had. He helped us secure a mortgage and the whole process went smoothly thanks to Ricky. We are grateful to him and highly recommend his services for any first time home buyers. Thanks Ricky!!!

As a naive buyer In the real estate market I am extremely grateful to Ricky who helped me through the arduous process of financing my purchase. He was always available to assist and i was very pleased with his service

Ricky Vazquez went above and beyond to help us obtain a reverse mortgage. I highly recommend his services. Ricky personally came on his own time on a weekend to bring us the application and collect all documents needed to begin the process. Very knowledgeable, calm and personable. Responded quickly to our text, email and answered all our questions and concerns. We are extremely pleased Ricky was our reverse mortgage agent! Thank you Ricky!

Ricky is highly responsive and available, friendly and good to work with.

Ricky was always available to us and made sure everything was explained to us clearly and accurately. Making a home purchase is a big deal and Ricky made us feel at ease with the mortgage component and helped us navigate the changing market so we can grab the best option possible! Thanks so much Ricky!!!

Ricky did an amazing job for me. He was able to get everything handled in short order. I highly recommend his services

Ricky was great to work with and very knowledgeable at his job. He was so helpful at making sure we got the house we wanted. Thank you Ricky!!!!

Ricky helped us with the purchase of our first home and we couldn’t be happier with his service. As first time buyers we knew very little about the home buying process, but Ricky was just a wealth of knowledge when it came to everything. Even before we had decided to move forward with Ricky, he was so willing to lend his time and expertise. That spoke volumes to us on just how much he truly cares, and was ultimately why we decided to move forward with him for our home financing needs. We also went with Ricky as our real estate agent, which made the process even easier. The nice part about this was also that Ricky offered us a buyer’s rebate for using both of his services. This was definitely unexpected, but again shows that he truly cares for his customers. Throughout the process he answered all of our questions and concerns. Even with rates currently being so high he was still able to find us a rate that we considered fair in today’s market. We are super thankful to him for all his help and patience with us, and will recommend him highly to all our family, friends, and colleagues.

I am pleased and grateful for the work, time and dedication Ricky gave me during my home/building buying process. He always took the time to explain every aspect of each step to me, insistence at times- but, without hesitation, he answered all my questions and made me feel comfortable when I asked questions for further clarifications. I fully intend to refer him to my family and friends, and I know that he’ll offer each of them the same detailed service he gave me. Thank you, Ricky! Your very grateful client.

Worked with Ricky at Elite Rate on the purchase of my new home. Ricky was easy to work with as he is an effective communicator, professional, and patient in answering all of my questions. He walked me through the entire process and explained each step. Ricky definitely goes far and beyond to ensure he provides you with a great experience, thanks Ricky.

Great to work with.

I recently purchased a home and Ricky was great help along the way. He was very professional, knowledgeable, and answered all of my questions along the way. I was able to secure a great rate and he was helpful in breaking down the loan details and all of the numbers involved with it. Ricky made the home buying experience easier to deal with. I would definitely recommend Ricky to anyone looking to purchase a new home.

Ricky was a pleasure to work with, super personable and very knowledgeable. As a first time home buyer he made navigating the process easy and locked us in at the lowest rate of the entire year! Just an outstanding guy, we will definitely be refinancing with him in the future. Cant say enough about how happy we are that he was recommended to us. Definitely recommend working with him, Thanks Ricky!!!!

Ricky was very helpful and informative throughout my entire home buying process. As a first-time home buyer, I had no idea where to start and Ricky was able to help me out along the way. Highly recommend working with him.

Ricky was extremely helpful, he has always straightforward and honest about everything happening with the process. I found Ricky to be not only very insightful but willing to provide guidance; which is very important especially for a first-time home buyer like myself. He made the process very effortless and always notified immediately whenever there was updates. If you’re looking for a professional who is patient, organized, and will bring tranquility to your home-buying process I recommend to get in contact with Ricky.

Ricky helped me get into my home. His experience helps to speed things up when needed. He exceeded my expectations. I recommend him 100%.

Rick went above and beyond for me! When everyone else told me no! Rick said yes! Rick not only found a lender for me, but got me a very competitive rate! Rick took the time to answer all my questions, and I never felt that he was rushing me off the phone or ignoring me. I would recommend Rick to anyone! He helped me buy my 1st house!!! Thank you for everything Rick!!!

Ricky helped me with a financing an investment property and got me a great rate. Ricky explained everything very clearly and was amazing to work with. I highly recommend Elite Rate LLC.

Ricky is professional, communicative, helped guide me through every step of my multifamily purchase process, and was always available for answering all my questions promptly and thoroughly. He helped me secure a great loan rate that was the lowest of everyone else's provided rate I had contacted without needing to go back and forth between lenders. My loan was approved quickly and we were clear to close very quickly. I will be referring Ricky to my friends and family. Thank you!

I’m glad with Ryck for his help in the process and explain The process to buy the house

Working with Ricky was a great experience. Not only did he gave my clients a good interest rate but he got their loan approved really fast. He was so professional and communicated efficiently with me and the borrowers.

Ricky was phenomenal in recently helping me secure an unconventional loan for an investment property. He was able to provide a portfolio type loan that fell inline with what I needed in order to move forward with the purchase. I've been fortunate to work with great brokers but even among them Ricky was clearly a cut above. His experience shone through out the entire process as he regularly kept me updated, readily answered my calls and took the time to answer any questions even while on vacation! I've shopped around and have done my due diligence in the past like any wise shopper should do. Ricky has always been transparent and professional about the way he does business. I'm a repeat customer and plan on keeping it that way. This was my third product with him and can comment at length about those but trust me when I tell you in short that beside being ideal products for the need they were handled just as great. I highly highly recommend Elite Rate w/ Ricky!

Ricky recently assisted me with refinancing my home and was very pleased with his work. Ricky was professional, efficient and immensely responsive. To secure the best rate for closing, Ricky managed all my information in a timely manner and ensured he was available to answer any questions when reviewing final documents. Ricky throughout the process was a call away and even brought the closing to my home. Additionally, Ricky is well versed in real estate and answered all my questions related to future purchases and my real-estate portfolio.

My husband and I had a very wonderful experience working with Ricky Vazquez at Elite Rate LLC in refinancing our home mortgage. He was informative, extremely thorough and attentive to our financial needs, thus making sure that we were getting the best deal possible. He was straightforward and very helpful in explaining the process from start to finish. Ricky was always quick to respond to all of our questions and was always easily accessible. Everything was handled quickly, efficiently and his customer service is the best that we have come across. His good humor is always at the forefront and we have established an excellent rapport through our dealings. This is our second experience working with Ricky and I even referred him to my daughter and son in-law for their first house. We would highly recommend Ricky and his company to anyone. Look no further for your mortgage broker needs. Ricky is the BEST!!!

RIcky is the man for this broker business!! the man knows his ins and outs and that helped my case immensely cause of my unique situation it was and most importantly.......HE GOT IT DONE!! 10 Stars in my book! thanks rick until the next one!

Ricky was recommended by our Realtor and we couldn’t have been happier with his service. He was there with us every step of the way. We were dealing with a difficult seller and had some lender issues but he made sure that everything fell in line and we had everything we needed and were educated about the process. I have and will continue to recommend him to friends and family and I will definitely be using him for our next purchase.

Ricky was extremely helpful always answering questions when in doubt. Would keep me informed on any situation.

Ricky was very easy to work with and communicate everything I needed every step of the way. I would recommend him every time

I highly recommend Rick’s services. I usually hate anything that has to do with house finances, but he made the process simple and easy. He is thorough, patient, and guides you through the whole process of refinancing your home. Thanks, Rick. It was a pleasure working with you! :)

Ricky was great person to work with start to finish. He took his time to meet with us to understand our needs. Once he had the information he needed he walked us through the process and explained to us what he was going to do and what we should expect . He delivers on what we discussed regarding new rate and fees an was there to answer any questions. He was a great person to work with. Highly recommended

I could not have been happier with Ricky's ability to find me a killer rate. He went above and beyond to do what no other loan officer I tried to work with would do. He explained the whole process thorougly, and walked me through step by step. Ricky made me feel comfortable and appreciated while going through my first home purchase. I was referred to Ricky from a friend and they had nothing but amazing things to say about him. I am happy I worked with him and will be referring all of my friends and family that are buying homes and refinancing.

Highly knowledgeable in his field. Fast, furious and responsive loan officer, with best rates on the market. Will work under tight deadlines and get your loan closed quickly.

Ricky was referred to us by a good friend and we are so glad he was! Not only is he a true expert in his field but he made sure he was organized, efficient, and productive every time we spoke to him. We are working parents with busy schedules and Ricky always took that into account and made sure to be clear in his asks of us and always managed expectations and gave reasonable and accurate timelines for next steps. We would absolutely work with him again and recommend others do the same!

I had a SUPERB experience with Ricky & Elite Rate. I’ve used Ricky in the past for my condo purchase. When I heard he opened his own broker firm, I immediately contacted him to help me with my refi. I shopped around and Ricky was able to beat all other rates. He’s very knowledgeable and always available. I will definitely recommend Ricky to all my friends and family!!

Ricky was prompt, professional, and courteous. He was patient and thorough answering all of my questions. He kept the ball rolling and the process was completed in the time frame promised. There were absolutely no surprises at the closing. He does an excellent job.

I recently refinanced a jumbo loan with Ricky Vazquez at Elite Rate. Ricky was very professional and responsive during the transaction. The rate was highly competitive and the service was second to none. I would strongly recommend Mr Vazquez for your mortgage needs. Jose Tamayo

Ricky with Elite Rate LLC worked with us with our refinance of our home. Ricky was very professional and patient and made us feel comfortable during the process. The refinance process went very smooth and we are very satisfied with Ricky and Elite Rate!!

Ricky was super responvie and continually creative on finding the best solution for myself and my family. I couldn't be happier with him on this.

Elite Rate, Ricky Vazquez, was very professional and had our closing sooner then we expected. Ricky was very responsive with our questions, and explained the process very well. I highly recommend Ricky, Elite Rate!

Ricky was a true professional from our first conversation to the last call of congrats that the refi was set to close. He asked me from the start what my intentions were and what I wanted to accomplish. When all was said and done, I can honestly say that my family and I are truly happy and will not hesitate to use his service again. I also recommend him to all my family and friends.

Ricky recently closed a home refinance loan for my husband and I in early July. We were impressed with Ricky’s professionalism, attentiveness, and exceptional service. From the very start, Ricky walked us through the refinance process. Every step of the way, Ricky addressed any questions we had and was more than happy to explain aspects regarding our refinance loan that we needed more clarification on. Ricky definitely makes it a priority to provide his clients with direct and honest communication. We were simply astounded by Ricky’s quick, turn around service since our refinance loan was closed in such a timely manner. Ricky provided us with a phenomenal rate that traditional banks just couldn’t match. He truly does offer his clients an “elite rate” that you won’t find anywhere else. We are so appreciative of the time and effort Ricky put forth towards initiating and closing our refinance loan. With the new, lower rate we secured, we feel indebted to Ricky for all the money we will save in principal and interest for many years to come. Any future clients of Ricky will benefit from his vast knowledge and extensive experience, exceeding your expectations of quality service.

Ricky and his team are the best!! This is the second I have I used Rickie's services for financing of my investment property. Him and his team are great!!!. Always professional and keeping in touch with you throughout the whole process. I would definitely recommend him to any family and friends. Thank you so much.

Working with Ricky was a pleasure! He was always accessible and responsive and the process was shockingly easy with electronic document submissions! If rates drop again, I’d definitely let him do the refi.